Student Debt in 2026: Navigating the New DTI Rules for Coastal NC

In the high-demand markets of Wilmington, Wrightsville Beach, and Leland, the path to homeownership often intersects with the reality of student loan debt. As we…

Adjustable Rate Mortgages (ARMs): Are They Safe Again in 2026?

For many buyers who remember the 2008 housing crash, the term "Adjustable Rate Mortgage" (ARM) feels like a dirty word. It brings up memories of…