The Cost of Waiting: Calculating the Risk of Rising Insurance Premiums on Your Budget
For the last two years, "waiting" has been the default strategy for many buyers in Southeastern North Carolina. The logic seemed sound: Wait for interest…
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Flood Insurance Updates 2026: Changes to NFIP Pricing You Need to Know
If you are buying real estate in Southeastern North Carolina, the conversation inevitably turns to water. In 2026, the question isn't just "Is it in…
The “Love Letter” Ban: Why Writing to Sellers is Risky in the New Year
For decades, the "Love Letter" was a secret weapon for buyers in Southeastern North Carolina. You would write a heartfelt note to the seller, explaining…
New Construction Incentives: Negotiating Rate Buydowns with Builders in Q1
If you have been scrolling through Zillow looking at new construction in Leland, Hampstead, or Riverlights, you may have noticed a trend: builders are not…
Co-Signing in 2026: Risks and Rewards for Parents Helping Adult Children Buy
In 2026, the "Family Bank" has become one of the most powerful lenders in the country. With interest rates stabilizing but home prices in Southeastern…
Wind & Hail Deductibles: Reviewing Your Policy Before Storm Season Returns
In Southeastern North Carolina, we often joke that we have four seasons: Spring, Summer, Fall, and "Is that a hurricane?"While the Atlantic hurricane season officially…
Frozen Pipes Prevention: Protecting Your Coastal Home During January Cold Snaps
In Southeastern North Carolina, we are spoiled. We often spend Christmas in t-shirts and enjoy 60-degree days in mid-January. But any long-time local in Wilmington…
Due Diligence in 2026 Are Fees Going Up or Down
For buyers in Southeastern North Carolina, the "Due Diligence Fee" has been the most controversial check written in the last five years. During the frenzy…
The “Forever Home” Fallacy: Why Buying a “Right Now” Home is Okay
In the high-stakes world of real estate reality TV, every buyer seems to be searching for their "Forever Home." It’s a romantic concept: one house…
Credit Repair Sprint: How to Boost Your Score by 20 Points in 60 Days
In the world of mortgage lending, 20 points can be the difference between an "approval" and a "denial," or the difference between a standard interest…