Buying New Construction in Pender County: What Buyers Should Know

Newly built gray-sided craftsman-style home under construction on a cleared sandy lot with straw, exposed framing on one side, and young pine trees in the background

Drive U.S. 17 through Hampstead or N.C. 210 toward Rocky Point and you’ll see it everywhere: survey stakes, model homes, and freshly paved entrances to new neighborhoods. Pender County is one of the fastest-growing parts of the Cape Fear region, and a big share of the homes for sale here are brand new or still on the drawing board. Buying new construction can be a great move, but it works differently than buying a resale home. Here’s what we tell buyers who are shopping new in Pender County right now.

Why New Construction Is Such a Big Part of the Pender Market

The pipeline is still full. On Oct. 19, 2026, Pender County commissioners approved a conditional rezoning for a 930-home, 55-and-over community on Sidbury Road near Scotts Hill, going against the planning board’s recommendation to deny, as the StarNews reported on Oct. 31, 2026. The commissioners’ Nov. 2 agenda included a public hearing on Riley’s Creek, a proposal for 1,023 single-family homes on about 630 acres north of N.C. 210 in Long Creek Township. And Port City Daily reported on Nov. 3, 2026 that the county’s technical review committee is reviewing the 252-apartment first phase of Point South, a mixed-use plan near U.S. 17 and N.C. 210 that could eventually bring 433 homes.

For buyers, that means more choice, more builders competing for your business, and more chances to buy a home that has never been lived in. It also means you need to understand where a neighborhood is in the approval process before you fall in love with a floor plan.

Know What Stage the Community Is In

A rezoning is only the first step. After that come site plans, technical review, road and utility construction, and permits for each home. A community that was approved this fall may not have finished homes for some time. When you’re comparing options, ask:

  • Is this home already built, under construction, or a lot you’d build on?
  • Have the roads, water, and sewer in this phase been finished and accepted?
  • How many phases are planned, and how long might construction traffic last nearby?
  • What amenities are promised, and are they built yet or planned for a later phase?

Water and sewer matter more here than in Wilmington

Utilities are one of the biggest growth questions in Pender County. Some new neighborhoods connect to Pender County Utilities, some to a private provider such as Pluris, and some rely on wells and septic systems. The county itself tells people planning to build to check soil suitability with Environmental Health and confirm their water and sewer provider first, on its residential structures page. Sewer capacity is a live debate too. The StarNews reported on Oct. 15, 2026 that commissioners approved a new 32-acre wastewater treatment plant for Hampstead in a 3-2 vote. Ask the builder in writing who provides your water and sewer and what the monthly bills look like.

Contracts, Deposits, and Upgrades

Many builders use their own purchase contract instead of the standard North Carolina offer to purchase form that most resale buyers sign. Those contracts are usually written to protect the builder. Before you sign, read closely for:

  • Deposits. How much is due, when it’s due, and whether any of it is refundable if your financing falls through.
  • Completion dates. Whether the date is firm or an estimate, and what happens if it slips.
  • Change orders and upgrades. Selections can add up quickly. Get a written price for every upgrade before you commit.
  • Lender incentives. Builders often offer closing cost help or a rate buydown if you use their preferred lender. That can be a real value, but compare it with at least one outside loan estimate.

Check the builder’s license

In North Carolina, a general contractor must be licensed for a project costing $40,000 or more under G.S. 87-1. You can look up a builder’s license with the N.C. Licensing Board for General Contractors. It takes two minutes and is worth doing for every builder you’re considering.

Inspections Still Matter on a Brand-New Home

Pender County’s Permitting and Inspections Department inspects new homes at stages like footings, framing, and final, and a certificate of occupancy is required before anyone can move in. Those inspections check for code compliance. They are not the same as an inspection done for you. We recommend hiring your own licensed home inspector, ideally once before the drywall goes up and again before closing, so problems are caught while they’re still easy to fix.

One more difference from resale: North Carolina’s disclosure law exempts the first sale of a dwelling that has never been lived in from the usual Residential Property Disclosure Statement, under G.S. 47E-2. The owners’ association disclosure is still required. That makes your own questions and inspections even more important.

HOAs, Flood Zones, and the Fine Print

Most new Pender subdivisions have an owners’ association, and early on the builder often controls it. Ask for the covenants, the budget, and the dues, and find out when control turns over to the homeowners. Also check the flood zone for your specific lot, not just the neighborhood. Some new communities sit near creeks, wetlands, or the sound, and two lots on the same street can carry very different flood insurance costs.

Frequently Asked Questions

Do I need my own agent to buy from a builder?

You’re not required to have one, but the sales rep in the model home works for the builder. Your own agent can help you compare communities, review the contract, and negotiate incentives. Many builders expect you to bring your agent on your first visit, so ask about their registration rules before you walk in.

Can I negotiate on new construction?

Often, yes, though it may look different than a price cut. Builders sometimes prefer to offer closing cost help, upgrades, or a rate buydown, especially on homes that are already finished.

Is new construction in Pender County always on sewer?

No. It depends on the neighborhood. Some communities are on public or private sewer, while others use septic systems. Confirm it for the exact lot before you sign.

Thinking About a New Home in Hampstead, Rocky Point, or Burgaw?

We follow Pender County’s planning decisions closely and can help you sort out which communities are building now, which are still years away, and which builder contract terms are worth pushing back on. Talk with Aspyre Collective about buying new construction in Pender County.

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About the Author
Tyson Emery
Tyson Emery is a Realtor with Aspyre Realty Group, serving buyers and sellers across Wilmington and coastal North Carolina, including New Hanover, Brunswick, Pender, Onslow, Carteret, and Duplin counties, plus Myrtle Beach, South Carolina. Licensed in both NC and SC, Tyson and the Aspyre team have helped close more than 1,000 homes and over $365 million in sales since 2020. Call 910-241-0404 to talk about buying or selling on the coast.